Get a Fluz Business Account1 to unleash industrial-scale cashback2, with features designed to save you time and optimize your business for volume.
Cashback2 isn’t just for the big guys
Some rewards programs only work with long established businesses with beefy financials. Not us. Business accounts1 can access the Fluz Visa® Prepaid Business Card or the Fluz Mastercard Commercial Prepaid Card and get up to 1.5% cashback2 on day one.
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Disclaimer
The Fluz Business Account is offered by Fluz, a financial technology company. In order to get access to a Fluz business account, you will need to verify your business is duly organized, validly existing and in good standing under the laws of the state of its formation, and is qualified and in good standing to do business in all jurisdictions where it conducts business. This optional offer is not a Pathward product or service nor does Pathward endorse this offer.
Go ahead,
dream big.
With a Fluz business account1, you can access the Fluz Visa® Prepaid Business Card or the Fluz Mastercard Commercial Prepaid Card. Increase your spending, pad your margins with extra cashback2 and use your earnings to grow your business. These cards have higher limits than our standard virtual cards.6
Spend up to $100k per day instead of $10k per day
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Disclaimer
1. The Fluz Business Account is offered by Fluz, a financial technology company. In order to get access to a Fluz business account, you will need to verify your business is duly organized, validly existing and in good standing under the laws of the state of its formation, and is qualified and in good standing to do business in all jurisdictions where it conducts business. This optional offer is not a Pathward product or service nor does Pathward endorse this offer.
2. The 1.5% cashback offer is not a Pathward product or service nor does Pathward endorse this offer. Please note rates are subject to change on select merchants. Please check merchant listing pages in the Fluz application to see the exact cashback rate offered on the transaction.
6. The Fluz Virtual Card is issued through partner banks, members FDIC, pursuant to a license from Mastercard International. When generating the Fluz Virtual Card, the financial institution issuing the card will be listed.
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Disclaimer
The 1.5% cashback offer is not a Pathward product or service nor does Pathward endorse this offer. Please note rates are subject to change on select merchants. Please check merchant listing pages in the Fluz application to see the exact cashback rate offered on the transaction.
Exclusive access to amazing deals
Get exclusive merchant rates only available to businesses. We’ve partnered with leading companies to offer you top deals, discounts, and sign-up offers to better run your business. Redeem any of the offers below with your Fluz business account.1
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Disclaimer
The Fluz Business Account is offered by Fluz, a financial technology company. In order to get access to a Fluz business account, you will need to verify your business is duly organized, validly existing and in good standing under the laws of the state of its formation, and is qualified and in good standing to do business in all jurisdictions where it conducts business. This optional offer is not a Pathward product or service nor does Pathward endorse this offer.
All the things you love about our app
Your Fluz business account1 gives you all the things you love about the Fluz mobile app, plus so much more.
Virtual cards
Earn up to 1.5% cashback2 with the Fluz Visa® Prepaid Business Card or the Fluz Mastercard Commercial Prepaid Card
Referral royalties
Earn with your network when you invite others.2
Advanced controls
Controls to fund transactions the way that’s best for you.
Tools for your high-volume transactions
Scale up your cashback rewards2 with dedicated business tools designed to optimize high volume transactions.
Bulk transactions
Web based tool for managing activity in bulk.3
Scheduled transactions
Scheduled transactions based on business cash flow.
CSV exports
Export your transaction activity so you can manage it on your end.
Keep track of your limits
Manage your transaction limits and get visibility to where you stand.
Bulk transactions
Web based tool for managing activity in bulk.3
Scheduled transactions
Scheduled transactions based on business cash flow.
CSV exports
Export your transaction activity so you can manage it on your end.
Keep track of your limits
Manage your transaction limits and get visibility to where you stand.
Dedicated tools for merchants
“We were spending a ton of money on our corporate cards. We just got points that never went anywhere. With Fluz, we get real money and it goes right back to the bottom line.”
Nathan Romano, Co-Founder
“Fluz made it easy for my company to control expenses while not having to give up any rewards. In fact, we ended up getting even more rewards thanks to Fluz.”
Victor Dabah, VP of Sales
“Getida is all about cutting costs. So we look for any way we can save more. Fluz was the perfect match."
Yoni Mazor, Chief Growth Officer & Co-Founder
“Fluz’s tools make it easier to pay out to the members in our buying group and issue as many Virtual Cards as we need”
Mark Mann, Co-Founder
“I used the money I earned from Fluz to start my business. Now I get cashback from my business spending too.”
Ariel Labaton, Founder
So what’s it cost?
Nothing.
Fluz for business is no risk, all reward4. Your account will have:
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Disclaimer
There are no fees for Virtual Card and gift card transactions funded by a US bank account made in the US. There are fees for funding your digital wallet balance via Debit or Credit card. There are international currency conversion fees charged by Visa and Mastercard for international transactions on the Virtual Card. When using ACH as a funding source for any transaction, you will have a debt to Fluz from the moment you transact until the funds are debited from your designated Checking or Savings account. Your debt is paid within one business day from transacting. There are no interest charges from Fluz because the Fluz Visa® Prepaid Business Card and Fluz Mastercard Commercial Prepaid Card issued by Pathward® N.A., Member FDIC are not credit cards. If you fund a Fluz transaction with a credit card and you do not pay that credit card bill, you are subject to terms & conditions of the credit card used, which may include interest. Please see your cardholder terms of the designated funding source for details on interest charges.
No monthly fees No sign up fees No hidden fees No contracts No personal credit checks No founder guarantees
No monthly fees No sign up fees No hidden fees No contracts No personal credit checks No founder guarantees
No monthly fees No sign up fees No hidden fees No contracts No personal credit checks No founder guarantees
No monthly fees No sign up fees No hidden fees No contracts No personal credit checks No founder guarantees
No monthly fees No sign up fees No hidden fees No contracts No personal credit checks No founder guarantees
Is it safe? Yep.
Security is built-in.
Strong security protocols are standard across our entire business, and include the following:
Encrypted data
Your valuable financial and employee data is constantly protected in multiple ways with the highest standard of encryption.
Compliant software
Fluz abides by PCI security standards to ensure that all sensitive credit card information is processed, transmitted, and stored securely.
Monitored 24/7
Fluz has industry-low fraud losses. Our risk analytics and customer support teams are world-class and working around-the-clock for you.
How do I get started?
It’s easy.
Upgrade for free
You just need to have a registered US business in order to qualify for a Fluz business account.
Roll out in minutes
Get verified, get access to your account, generate cards, and start making payments in minutes.
Talk to your sidekick
If you need any help along the way, your dedicated sidekick is there to answer any of your questions.
FAQs
How do I get started to get a Fluz for business account?
You first need to register for a Fluz account. You can sign up here. Once registered, please complete the Fluz business application. After our internal team review and approves your application, your account will get access to view the newly created Fluz for Business account.
What ownership information is required to get approved for a Fluz for business account?
Federal regulations also require that we obtain, verify, and record information concerning the business owners of a legal entity at account opening. Business owners, also referred to as “beneficial owners”, are individuals who directly or indirectly own 25% or more of your business. You may also be asked to provide this information about business owners at other times upon our request. You may also be asked to provide additional information about your business, including, but not limited to, annual revenue, industry/line of business information and/or account activity.
What documents do we need to submit to register for a Business Account?
We are required by federal law to obtain the Account owner’s correct taxpayer identification number (TIN). A TIN may be in one of the following forms: (a) your Social Security number (SSN) if the Account is in your individual name or in the name of a sole proprietorship or single member LLC owned by an individual that is disregarded as a separate legal entity for U.S. federal tax purposes or (b) a photo of your Government issued Identification Document with a face match if the Account is in your individual name or in the name of a sole proprietorship or single member LLC owned by an individual that is disregarded as a separate legal entity for U.S. federal tax purposes or (c) an employer identification number (EIN) if the Account is in the name of a partnership, corporation, limited liability company or other entity subject to U.S. federal tax filing requirements. (If the account is in the name of a sole proprietorship that has an EIN, you may give us either that EIN or your SSN.) We will also ask you for a supporting bank statement.
What type of entities will you accept for a Fluz business account?
We are only able to accept a US registered business for a Fluz business account. We will accept a Limited Liability Company, Corporation, Sole Proprietorship, or Limited Partnership.
How much can I spend with a Fluz business account?
You can spend up to $100,000 per day with a Fluz business account. Please note other limits will still apply.
How much does it cost to get a Fluz business account?
There are no fees to register a Fluz business account. There are no membership fees associated with a Fluz business account. There are no monthly fees for having a Fluz business account, or for using a Fluz Visa® Prepaid Business Card. There is no minimum spend or minimum balance requirement for a Fluz business account, or for using a Fluz Visa® Prepaid Business Card or Fluz Mastercard Commercial Prepaid Card.
How does it work if I have multiple owners in my business?
We will need you to submit the identification documents for each owner of the business that holds more than 25%.
I have not yet formed an entity. Can I still get a Fluz business account?
Unfortunately we require you to have formed your entity before we can open your Fluz business account. Part of the application process requires us to collect your business documents.
I already verified my identity in the Fluz app. Do I need to do it again for the business application?
No, you do not need to resubmit your full identification again as part of the Fluz business application process.
How can I create a business so I could apply for a Fluz Business Account?
You can use other platforms that would enable you to register for a business online and create a business bank account online. You can refer to our help center article for more information.
Can Non-US residents apply for a Fluz Business account?
Yes, as long as you have a business registered in the United States.
Fluz Virtual Cards can be used everywhere Visa debit cards are accepted online. Fluz Digital Cards can be used in stores everywhere contactless Visa debit cards are accepted. Fluz Mastercard Commercial Prepaid Cards work online everywhere Mastercard is accepted. No cash access. The Fluz Visa® Prepaid Business Card is issued by Pathward® N.A., Member FDIC, pursuant to license by Visa U.S.A. Inc. The Fluz Mastercard Commercial Prepaid Card is issued by Pathward® N.A., Member FDIC, pursuant to license by Mastercard International Incorporated.
- The Fluz Business Account is offered by Fluz, a financial technology company. In order to get access to a Fluz business account, you will need to verify your business is duly organized, validly existing and in good standing under the laws of the state of its formation, and is qualified and in good standing to do business in all jurisdictions where it conducts business. This optional offer is not a Pathward product or service nor does Pathward endorse this offer.
- The 1.5% cashback offer is not a Pathward product or service nor does Pathward endorse this offer. Please note rates are subject to change on select merchants. Please check merchant listing pages in the Fluz application to see the exact cashback rate offered on the transaction.
- This optional offer is not a Pathward product or service nor does Parthward endorse this offer
- There are no fees for Virtual Card and gift card transactions funded by a US bank account made in the US. There are fees for funding your digital wallet balance via Debit or Credit card. There are international currency conversion fees charged by Visa and Mastercard for international transactions on the Virtual Card. When using ACH as a funding source for any transaction, you will have a debt to Fluz from the moment you transact until the funds are debited from your designated Checking or Savings account. Your debt is paid within one business day from transacting. There are no interest charges’ from Fluz because the Fluz Visa® Prepaid Business Card and Fluz Mastercard Commercial Prepaid Card issued by Pathward® N.A., Member FDIC are not credit cards. If you fund a Fluz transaction with a credit card and you do not pay that credit card bill, you are subject to terms & conditions of the credit card used, which may include interest. Please see your cardholder terms of the designated funding source for details on interest charges.
- The recipient will need to register for the Fluz application or have a US bank account. The recipient will need to verify their information based on the limits defined in our terms of service. Please see limits for more information.
- The Fluz Virtual Card is issued through partner banks, members FDIC, pursuant to a license from Mastercard International. When generating the Fluz Virtual Card, the financial institution issuing the card will be listed.
- Referral Royalties for Fluz Business Account users require a minimum annual spend of $10,000. This is not a Pathward product or service nor does Pathward endorse this offer.
- Opinions expressed in these testimonials are those of the individuals and are not sponsored or endorsed by Pathward.
