Unlock more value with a high-yield savings account

Interest before you spend. Cashback when you do. Here’s how.

Most people load their debit or virtual cards from their checking account. But standard checking accounts pay close to 0% interest, which means your money just sits there doing nothing until you spend it.

There’s a smarter move: fund your Fluz Virtual Cards using a high-yield savings account.That way, you can make your money work harder, earning interest while it sits and then up to 1.5% cashback when it’s spent.

How Fluz Virtual Cards work

Fluz Virtual Cards let you pay anywhere Mastercard is accepted, online and in-store with Apple Pay or Google Pay. 

The best part:

• Earn up to 1.5% cashback instantly on every purchase.
• No fees or credit checks, and you can sign up in minutes.
• Use it worldwide wherever Mastercard is accepted.

Compared to a regular debit card, you’re stacking extra rewards on all your spending without changing your spending habits and without needing to change your bank.

A two-step strategy for bigger rewards

Here’s why combining a high yield savings account and a Fluz Virtual Card is such a smart move:

Earn interest before you spend

• Keep your money in a high yield savings account until you need it.
• Money in your account grows at up to 5.5% APY* until the day you transfer it, instead of sitting idle at near-zero interest.

Earn cashback when you spend

• Link your bank account to Fluz.
• Your money only leaves your account when you use your Fluz Virtual Card.

Stack your benefits

• Result: Most users gain hundreds of dollars more per year, even at modest balances and spending levels.

* https://www.investopedia.com/high-yield-savings-accounts-4770633

How it all adds up

By combining a high yield savings account and Fluz Virtual Cards, your money works twice as hard. It grows with interest while it sits in savings, and then it earns cashback when you spend it through Fluz. Instead of leaving cash in a regular checking account that earns almost no interest, this strategy makes every dollar work harder and gives you more value from the money you already use every day.