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Power Card

2.5% back. That’s Power.

2.5% cashback across the board.1 Plus partner credits, airport lounges, and protection for your purchases and your business identity.

Get Power Card access

Platinum status required. Terms and limitations apply.

Fluz Power Card in mirrored stainless steel

More benefits

2.5% cashback across the board1
Up to $1,250 in partner credits2
35% bonus on points transfers4
Priority Pass lounge access5
Soho Friends programme access6
Executive concierge7
Dark web identity monitoring8
90-day purchase protection9
See all benefits
Rewards

Cashback on everyday business spend is just the start.

Up to $1,250 in annual partner credits

$50 with each of 25 partners, including Claude, Adobe, and QuickBooks.2

Up to 25% cashback with special offers

Offers on software, client dining, hotels, and fuel. Applied automatically.3

35% points transfer bonus

Transfer to partners like Qatar Airways, Turkish Airlines, and Accor.4

SlackDropboxClaudeIntuit QuickBooksAdobeTurkish AirlinesShopifyChatGPTMicrosoftNotionKlaviyoFreshBooksAccor
Access

Make your next business trip a better one.

Explore all access
Priority Pass
Priority Pass lounge access

Wait somewhere better. Access participating Priority Pass lounges before your next flight.5

Learn more
Soho House
Soho Friends

Make the stay part of the trip. Preferred bedroom rates through Soho Friends, with upgrades where available.6

Learn more
Mastercard Concierge
Executive concierge

One call for the rest. Reservations, tickets, and travel plans handled for you.7

Learn more
Protection

Your purchases, protected. Your travel, covered. Your business, backed.

  • Cyber-risk monitoring on business domains8
  • Dark web identity monitoring8
  • Credit bureau monitoring8
  • Resolution specialists on a dedicated line8
  • Trip cancellation and interruption10
  • Trip delay reimbursement10
  • Rental car collision coverage10
  • Lost and delayed baggage10
  • 90-day purchase protection9
  • Extended warranty9
  • Return protection9
  • Cell phone protection9
Explore all protections
Get access

The Power Card. Exclusively for Platinum.

Put your Platinum status to work with 2.5% cashback, business credits, and benefits that go beyond the transaction.1

Get Power Card access
Fluz Power Card
Fluz Mastercard

1Cashback

The 2.5% cashback rate applies to eligible virtual-card purchases. Certain merchants or transactions may earn a different rate or be excluded. Cashback adjustments for abuse or breaches of terms are governed by the rewards agreement. See rewards terms for details.

2Partner credits

Up to $1,250 represents the stated annual value of 25 partner offers at $50 each. Individual purchase requirements, eligibility, redemption conditions, and expiration dates apply. Actual value depends on the offers used. Credits are not an unrestricted cash payment.

3Special offers

“Up to 25%” refers to the maximum featured offer rate. Rates vary by merchant and offer and do not apply to every displayed brand. Eligible cards, enrollment, purchase requirements, and rebate limits apply. Offers and participating merchants may change.

4Point transfers

The 35% bonus applies to eligible transfers to participating partners. Partner availability, transfer ratios, eligible points, and bonus terms apply. The bonus increases points received on transfer; it is not an additional cashback rate.

5Priority Pass

Enrollment and membership terms apply. Lounge access is subject to participating location rules and availability. Included visits, guest access, and any applicable charges are governed by the card’s Priority Pass benefit terms.

6Soho Friends

Soho Friends program terms and booking conditions apply. Preferred rates, upgrades, and late checkout are subject to eligibility and availability. Soho Friends benefits do not provide unrestricted Soho House club access.

7Executive concierge

Concierge assists with arrangements. Reservations, tickets, and services are subject to availability. Cardholders are responsible for the costs of goods and services purchased.

8Identity and business monitoring

Enrollment may be required. Monitoring applies to supported personal information, accounts, and eligible business domains. Monitoring does not prevent every instance of identity theft or cybercrime. Service terms apply.

9Purchase protections

Coverage applies to eligible purchases and qualifying events. Payment requirements, limits, deductibles, exclusions, and claim deadlines apply. See the applicable Guide to Benefits.

10Travel protections

Coverage applies to eligible trips, rentals, and qualifying events. Payment requirements, limits, exclusions, and claim deadlines apply. See the applicable Guide to Benefits.

Every Power Card benefit.

Rewards, access, and protection for Platinum members. Individual terms, enrollment, and eligibility apply to each benefit.

Earn on everything. Then keep going.

Rewards
Earn3 benefits
2.5% cashback across the board
On eligible virtual card purchases. The highest earn rate in the Fluz lineup.1
Special Mastercard offers
Card-linked rebates across software, dining, hotels, and fuel, applied automatically at participating merchants.3
$50 cash bonus
A Power-only cash bonus on qualifying activity.
Credits2 benefits
Up to $1,250 in annual partner credits
Twenty-five $50 offers across the business partner roster, including Claude, Adobe, and QuickBooks.2
$200 hotel credit
Toward hotel bookings made through Fluz. Separate from the $1,250 partner credit total.
Points2 benefits
35% points transfer bonus
Move points to airline and hotel partners like Qatar Airways, Turkish Airlines, and Accor at a 35% bonus.4
Unlimited referral royalties
Earn on the spend of businesses you refer, subject to program terms.
Events1 benefit
Exclusive Fluz Parties
Purchase offers featuring brands like Amazon, Walmart, Apple, and Uber.

Better rooms. Shorter waits.

Access
Travel2 benefits
Priority Pass lounge access
Access to participating Priority Pass lounges before your flight.5
Mastercard Travel & Lifestyle Services
Travel booking with Mastercard's Lowest Hotel Rate Guarantee and Hotel Stay Guarantee.
Lifestyle2 benefits
Soho Friends
Preferred bedroom rates through Soho Friends, with room upgrades and late checkout where available.6
Executive concierge
Reservations, tickets, and travel arrangements handled by a dedicated concierge team.7
Product3 benefits
Metal card
Mirrored stainless steel, included with Power. Virtual cards at every tier.
Beta feature access
Early access to new Fluz features before general release.
Sidekick
Fluz's assistant for spend questions and account tasks.

Covered, quietly.

Protection
Business4 protections
Cyber-risk monitoring on business domains
Monitoring and alerts for one eligible business domain.8
Dark web identity monitoring
Monitoring of supported personal information and account identifiers. Enrollment required.8
Credit bureau monitoring
Credit monitoring with change alerts.8
Resolution specialists on a dedicated line
Identity theft resolution support with a dedicated line.8
Travel2 protections
Rental vehicle coverage
Primary coverage on business-purpose rentals paid with the card.10
Trip protections
Cancellation and interruption, trip delay, baggage, travel accident, and emergency assistance.10
Purchase4 protections
90-day purchase protection
Eligible purchases covered against damage or theft for 90 days.9
Extended warranty
Up to 24 additional months on eligible manufacturer warranties.9
Cell phone protection
Coverage when the wireless bill is paid with the card. Deductible and claim limits apply.9
Price protection
Refund of the difference when an eligible item's price drops within the coverage window.9

Benefits are provided by Fluz and its partners and are subject to change. See the disclosures and the applicable Guide to Benefits for full terms.